Chime® is a financial technology company that partners with FDIC-insured banks to deliver helpful, easy, and free banking services. Members enjoy no overdraft fees, no monthly service fees, and no minimum balance requirements. With Chime+™, unlocked by qualifying direct deposit, members can access benefits like 1.5% cash back on rotating everyday categories, 3.50% APY on savings, SpotMe® fee-free overdraft, early access to pay with MyPay®, and a secured Chime Card™ that helps build credit safely.
