You have a family. Income. Savings. But are you and your family prepared for the unexpected? Sadly, statistics show most American families are either under-protected or completed UNprotected from a financial crisis. Yet when tragedy or the unexpected strike, adequate life insurance coverage could be the only thing between your family’s security and total uncertainty. So. What’s stopping you? Competing financial priorities? The perception that you can’t afford it? Well when it comes to protecting you and your loved ones, trust the financial institution that’s been protecting and providing for families since 1877. Royal Arcanum. Royal Arcanum is a non-profit Fraternal Society that offers competitive financial Life Insurance and Annuity protection programs whose rates compare well with many commercial carriers. The insurance premiums fund non-profit programs including educational, SAT and scholarship programs, toy drives for children with cancer and other charity initiatives.